Calder Investment Advisors

DISCLAIMER: This web-site is for informational purposes only and does not constitiute a complete description
of our investment services or performance. This web-site is in no way a solicitation or offer to sell securities or
investment advisory services except, where applicable, in states were we are registered or where an exemption
or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts,
articles, or any other statement or statements regarding market or other financial information, is obtained from
sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or
accuracy of this information. Nothing on this web-site should be interpreted to state or imply that past results
are an indication of future performance. Neither we or our information providers shall be liable for any errors
or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the
transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO
ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR
ANY LINKED WEB-SITE.

Calder Investment Advisors
Registered Investment Advisor

Contest Entry Form

Your Name:

Your E-mail Address:

Your Phone Number:

How much does it cost the U.S. Mint to produce a nickel?

Answer:

Are you saving enough for retirement?

Are you satisfied with the performance of you investments?

If you don't know the answer, see our display box on the west side of the Ottawas-Fulton
parking ramp, just north of the VanAndel Arena.

The Fine Print: Every contest has it and this one is no exception. The following constitute the entirety of the rules of this contest:

1. All entries must be submitted by the end of the day, July 15, 2009.
2. Only one entry per person is permitted. Entries in excess of one during the contest period will be discarded.
3. Winner of the free lunch will be determined by a random drawing of all correct entries submitted.
4. The prize will consist of a gift certificate to Ski’s Sub Shop for two (2) Ski’s Specials, each consisting of a sandwich, drink and bag of chips.
5. Grand Management Group, Calder Investment Advisors and Ski’s Sub Shops' staff and family members are not eligible and cannot enter the
contest.
6. Any and all of these rules can be changed at any time, for any reason, and without prior notice by the Calder Investment Advisors’ staff.